A Good Start with ATAL - ATAL S.A. | Experience that builds - ATAL S.A.

Time is money. That’s why, if you’re considering buying a flat, take advantage of our preferential programme, where you only pay 10% of the property price upfront and the remaining amount before receiving the keys. Alternatively, for projects scheduled for completion in 2026, there is an intermediate instalment (40%).

This is a much better solution than the standard payment schedule, where instalments are tied to the progress of construction. With ATAL, you don’t have to take out a mortgage immediately or lose money on bank interest while waiting for your dream home. Moreover, it’s quite possible that mortgage conditions will improve in the meantime, allowing you to secure a better deal.

Our “A Good Start with ATAL” programme covers almost our entire property portfolio. Specific projects offer different payment options depending on their completion date.

OPTION A

QUICK COMPLETION – THE BEST PAYMENT PLAN: 10/90
This option applies to projects scheduled for completion in 2025.

OPTION B

FINANCIAL CONVENIENCE – WIDE RANGE OF PROJECTS – PAYMENT 10/40/50
The payment is divided into three stages and applies to projects set for completion in 2026.

The detailed schedule:

10% – within 14 days of signing the developer’s/preliminary agreement
40% – by 31 December 2025
50% – upon completion of construction

1. Choose Your Dream Home from our offer

From our extensive range of properties, select your ideal flat. Will it be a cosy studio, perfect as a first home for a single buyer, or a larger apartment to meet the needs of your family? Use the search tool on our website or book an appointment at our Sales Office.

2. Take Advantage of the ATAL Design NOW 50% Off Interior Finishing!

Would you like to move into your new flat quickly without worrying about finishing works? Our ATAL Design can help. For an additional fee, you can choose from a selection of finishing packages. Our specialists will design your bathroom, help you select flooring, doors, and wall colours, and carry out the finishing work for you.

For flats in projects completing this year, we have a SPECIAL PROMOTION!
Get 50% off our Basic, Optimum or Premium finishing packages if you sign a developer’s agreement by 31th March 2025.

3. Sign the Agreement and Pay 10% of the Property Value

Have you made your decision to buy a flat? Have you agreed on all the details of your future home? Now is the perfect time to sign the developer’s agreement. At this stage, you will only need to pay 10% of the total property price within 14 days of signing the contract.

4. Compare Financing Options and Make Payments According to the Schedule

Depending on the project you choose, you will have either one or two further instalments to pay. You have time to arrange this. Use this period to find the best financing options, compare bank offers, and secure the best deal. With assistance from Expander, you can find the most favourable mortgage terms and enjoy an additional bonus of 0.4% cashback on the approved loan amount.

5. Collect Your Keys and Enjoy Your New Home

Have you made all the required payments? Your flat is ready for you! Collect your keys and move in with joy.

Important information

The “A Good Start with ATAL” programme is available until 30th June 2025 or until the allocated flats are sold out in a given development. For full details, please refer to the Terms and Conditions.

Aglomeracja Śląska

Kraków

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Piotrków Trybunalski